Health Trust

Health Trust

The North Dakota Grain Dealers Association Benefit Plan and Trust began operations on January 1, 1994. It is an attempt by Association members to have more control over health premium costs and healthcare plans. The Association is the sponsoring organization, but the Trust is a separate nonprofit entity operating under direction of its Plan Management Committee. Currently serving on that PMC are:

  • Keith Brandt, Enderlin, Chairman
  • Scott Ostlie, Northwood
  • Jared Myers, Fargo
  • Rick Talbott, Max
  • Kayla Burkhart, Surrey
  • Will Kusler, Argyle, MN
  • Stu Letcher, Fargo, Secretary

The Trust complies with U.S. Department of Labor requirements and those of the Employment Retirement Income Securities Act (ERISA). It has a full audit each year by a CPA firm. The Trust contracts for administrative services with Blue Cross Blue Shield of North Dakota. BCBSND is not only an insurance company, but it also provides administrative services to scores of self-funded trusts.

The Trust offers health, dental, prescription drugs, vision and life coverages. Eligibility for enrollment is limited to member grain elevators in North Dakota and counties contiguous to North Dakota, plus other Allied members within North Dakota. For more details and enrollment information contact Stu Letcher or Sue Benson at the Grain Dealers office at 701-235-4184.




Amwell Telehealth

Amwell Telehealth is a benefit available to all NDGDA Trust employers as of
January 1, 2020. Please refer to the documents linked below to learn about the new and
convenient benefit offered to NDGDA Trust members.

Learn To Live

Blue Cross Blue Shield of North Dakota is pleased to announce that members of the
North Dakota Grain Dealers Benefit Plan & Trust (and their family members ages 13 & older)
will have access to Learn to Live, an online mental wellness service
through December 31, 2020 at no charge.

Additional information is available by clicking this link.